Did you know that there is no risk of tracking a locator vehicle? There is no risk of tracking locator vehicles: accident cars, flooded cars, copy cars, rental cars, seized cars, such vehicles have no collateral value, and such vehicles can be said to be a tool for their fraud. If the car loan company does not identify the abnormal condition of the vehicle, it will cause inevitable risks after lending, and it will cause bad debt losses in the long run.

　　Identity fraud risk: The borrower forges false identity information, provides false real estate certificates, income certificates, and provides false divorce certificates. Once the money is obtained, the world evaporates, and the vehicle without a tracking locator is very risky, and it is easy to lose money and money.

　　Risk of vehicle credit assessment without tracking locator: the credit system established by itself is not perfect, the credit assessment report is unscientific, and the actual inspection of personal credit status, work and business status, family stability, debt status, and the presence of bad habits are not in place. .

　　Vehicles without a tracking locator are prone to multiple mortgage risks: This is a common phenomenon in the auto loan industry, because the lender's urgent need for money can still not meet its needs after one mortgage, and re-mortgage to get more loans. Once the car loan company encounters the situation that the customer cannot repay, the company that does the second loan often suffers heavy losses.

　　Risk of dereliction of duty by risk control personnel: The risk control department of the auto loan company is too lax, the evaluation value is too high, the tracking locator is not installed in place, the IoT card is not renewed when it expires, the spare key is missing, and the insurance expires. Post-loan risk control and management risks: The tracking locator monitoring platform is too simple, the monitoring personnel are not aware of the response, the field execution is lacking, and the car chase is not decisive.

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